Retirement Plan Consulting
Retirement Plan Consulting – 401(k) and 403(b)
Don’t let your company’s retirement plan be an afterthought.
As your plan fiduciary and advisor we provide holistic, tailored support, working together with a goal to create a competitive retirement plan driven by successful employee outcomes.
To put it simply, our job is to be your retirement plan specialists. By taking on as much of the administrative burden as we can (in partnership with your team), you can stay focused on running your business.
For Plan Sponsors
We take an education-focused approach with Investment Committees, recognizing that some members may have years of experience as a plan fiduciary while others may still be learning.
Our quarterly Committee meetings are interactive and informative. You can ask questions at any point as we work to make sure everyone, no matter their experience, comes away with knowledge and understanding of the fiduciary process we are building together to support your retirement plan and its participants.
RFG:
- Signs on as a plan fiduciary and shares fiduciary responsibilities.
- Helps manage all plan-related provider relationships, including the Recordkeeper and Administrator.
- Leads all quarterly Investment Committee meetings.
- Applies an institutional-caliber approach to fund selection and ongoing monitoring/due diligence support for the fund lineup.
- Analyzes and evaluates potential plan design changes and modifications in line with best practices and industry developments.
- Provides fiduciary training for your Investment Committee to ensure best practices are consistently implemented.
For Plan Participants
You can have a comprehensive retirement plan designed with cutting-edge features that doesn’t prepare your participants for retirement — because they don’t understand how to use the benefits.
That’s why we develop a personalized retirement plan education strategy to help your employees understand and take advantage of the benefits in your retirement plan offering.
RFG:
- Develops and implements custom, ongoing employee education materials and presentations focused on your retirement benefit offerings.
- Provides plan participants with education and support for investment asset allocation, retirement planning discussions, and selection of funds within your retirement plan.
- Helps plan participants maximize the use of online investor tools and technology.
Our team is always available for individual participants with questions related to your retirement plan (in-person or virtual).